
FCPS Offers Voluntary Student Accident Insurance Through K&K
LEXINGTON, Ky. — Fayette County Public Schools families can now purchase optional student accident insurance for the 2026-27 school year through K&K Insurance Group, a specialty insurer serving school districts nationwide.
The school district does not provide medical coverage for accidents occurring at school, making the voluntary coverage potentially valuable for families. Parents can purchase the K&K plan anytime during the school year to cover accidental injuries that occur on campus or during school-sponsored activities. The coverage can also help fill gaps left by high deductibles and co-payments in existing health insurance policies.
For families without other health insurance, K&K's plan offers a practical resource to manage unexpected medical costs from school-related accidents. More details are available on the Student Accident Insurance webpage, which is updated annually and includes information about different coverage options.
The district also maintains separate student-athlete insurance policies to cover injuries during interscholastic sports practices and games. Families with questions about the accident coverage can contact the district at (859) 381-3827.